Give Your Clients a Better Rate Class with these Top Underwriting Advantages from ING!
Cholesterol
ING Life Companies do not exclude treatment for cholesterol from our Super Preferred rate class.Total cholesterol and cholesterol ratio are tiered by age and relationship of total cholesterol to the cholesterol ratio for all preferred rate classes.
Standard to Preferred Philosophy
If your client receives a Standard risk assessment without applying credits, then they will be eligible to receive any of the Preferred rate classes if they meet the criteria.
Family History
Family history of cardiovascular disease is only considered for parents, not siblings. Our preferred criteria considers death in parents from cardiovascular disease, not disease onset, which is different than some of our competitors.
